1. Plan the purchase… who will you live with, where do you want to live?

2. Work out your budget.

3. Consider the costs of purchasing. Barclays suggests the average cost of moving in the UK in March 2021 was £8,850

Remember to include:

Upfront costs

Stamp duty

  • Valuations and surveys
  • Legal fees
  • Insurance
  • Estate agent fees (if you’re selling)
  • Deposit, mortgage costs and broker fees

Costs on the day

  • Removal company
  • Temporary storage
  • Redirecting your mail
  • Move-out clean
  • Settling in to your new home

4. Talk to a mortgage advisor to establish what different mortgage companies would lend you.

5. Once you have established where you want to live and how much you want to spend, begin the search..

6. Set up alerts on Rightmove, Zoopla and On The Market. These are the principle home finder sites on the internet. The link below shows how to set up a search on Rightmove.

7. Arrange viewings of suitable homes. Decide what you can compromise on! Most buyers see between 5 and 15 houses before they buy.

8. Offer on a home